Ricky Horwitz leads a global team of experts in transforming the way the world’s most iconic brands protect their customers. A 24-year company veteran, Ricky has led Allianz Partner’s legacy of industry firsts, including embedding travel insurance in the booking paths of airlines, OTA’s, and hoteliers while creating solutions for loyalty programs, launching a full-service travel insurance app, and providing a fully digital claims platform. Ricky’s expertise and relentless customer focus has helped transform the notion of a simple product provider into one of the most powerful partnership growth engines in the industry.